Kelly Bailey

"One happy client at a time" RE/MAX Garden City Realty logo

Here is some information for you that may be helpful to help you to ensure everything is on schedule.

Your lawyer has a copy of the Agreement of Purchase as Sale. The conditions have been fulfilled.

Now that the conditions are met, the following will happen: Your Lawyer will begin searching title to the property.

This used to be an involved and time-consuming exercise of going back through government records to ensure clear title and that it is transferable. The introduction of electronic registration and title insurance significantly changes the way title on properties are transferred.

Your mortgage documents should be finalized at this point.

Your lawyer will contact the seller's lawyer, should there be any questions or issues regarding title and/or costs. Also, Local Utilities (hydro, gas, water) will be checked to make sure there are no outstanding claims and to get final meter reading on the day of closing.

You should contact the utilities and telephone and cable companies now to arrange for service in your name (for day of closing).

Hamilton Hydro: (electricity and water) Union Gas: (heating)

Hot water tank rental

(cable, telephone, Internet)

Your lawyer will also be busy making sure that property taxes on your new home are up-to-date, local zoning and building restrictions have been met and there are no liens on personal property, such as appliances to be sold with your house.

Fill out change of address notices at the Post Office

Plan to notify the Ministry of Transportation right after you dose for driver's license, car registration, etc.

Contact your Insurance Agent to arrange homeowner's insurance coverage to become effective on the date of closing. Your agent can give you a "binder" letter, certifying coverage is in place.

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Kelly Bailey
Sales Representative

RE/MAX Garden City Realty Inc., Brokerage
64 Main Street West,
Grimsby, ON L3M 1R6

Areas I cover: Burlington, Hamilton, Waterdown. In addition I can find properties in other surrounding areas that you may be interested in. For areas further out I can refer to local RE/MAX agents to assist in your search.

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